Plan Services

Corporate Benefit Plans

At a time when employee demographics and expectations are shifting rapidly, we assist corporate clients with a broad range of pension, healthcare, and employee communications issues.

Defined Contribution Plans

WESPAC designs plans that meet the specific goals of sponsors, such as maximizing contributions to valued employees or encouraging full participation. Primarily focused on 401(k) plans, we also have broad experience in the design of profit sharing, money purchase, defined benefit, ESOP, and nonqualified, as well as 403(b) and 457 plans.

401(k)

401(k) plans allow employees to elect or receive current compensation or have part of their compensation contributed to a corporate benefit plan or stock bonus plan on a pre-tax basis. Rollovers and employer match are additional features available.

Profit Sharing

The employer deduction limit is 25% of total compensation paid to plan participants exclusive of 401(k) salary deferrals.

Multiple Employer Plans

With increases in fund mergers and changes in demographics and retirement patterns, we understand the importance of designing plans that meet participants' needs in a cost-effective manner.